This photograph shows a sign of the Credit Suisse which reads in German as 'part of the UBS group' and displayed on a branch of Swiss banking giant UBS in the resort of St. Moritz on December 20, 2024. Switzerland's financial regulator was ineffective in tackling the scandals at Credit Suisse, where executive mismanagement scuppered the bank and nearly triggered a global financial crisis, a Swiss inquiry concluded on December 20, 2024. (Photo by Fabrice COFFRINI / AFP) (Photo by FABRICE COFFRINI/AFP via Getty Images)