US Senator Dick Durbin (right), a Democrat from Illinois and Committee Chairman, greets US Senator Chuck Grassley (left), a Republican from Iowa, before the Senate Judiciary Committee hearing entitled "Breaking the Visa-Mastercard Duopoly: Bringing Competition and Lower Fees to the Credit Card System" on Capitol Hill in Washington, DC, on November 19, 2024. (Photo by ROBERTO SCHMIDT / AFP) (Photo by ROBERTO SCHMIDT/AFP via Getty Images)